Cross River

VP, Portfolio Management, QSG

Fort Lee, New Jersey, United States · Vp

Sponsorship not specified$200k-$250kDetected 12 days ago

PythonSQLMachine LearningFinancial ModelingAccountingExcelValuationCommunicationCollaborationMentoringOrganizational SkillsUnderwriting

About the role

Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe.
Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year.
The team sits within the Capital Solutions Group (CSG) and serves as a centralized function for investment intelligence and quantitative decision making across investment, structuring, and portfolio management initiatives.

Responsibilities

Develop and maintain analytical and statistical frameworks to evaluate collateral pools, form views on key pricing assumptions (e.g., prepayment speeds, default/loss curves). Maintain and update assumption sets based on realized performance
Work hands-on with large loan-level datasets using Python and SQL to build analytical frameworks that evaluate collateral performance, identify risk concentrations, and inform assumption-setting across the portfolio
Build and maintain detailed cash flow models to project expected returns, losses, and structural outcomes under base, upside, and stress scenarios
Partner with other functions within CSG and across the bank to ensure consistency in assumptions, methodologies, and market intelligence used across the group
Partner with technology and data teams to automate reporting pipelines and workflows, reducing manual processes and improving turnaround times

Requirements

The ideal candidate brings hands-on experience with cash flow modeling, ABS structures, and a strong technical toolkit to support data-driven portfolio insights.
Bachelor's degree or higher in finance, economics, math, computer science or any related quantitative/analytical field
Proficiency in advanced excel & programming is required.
Hands-on experience in Python & SQL is critical for success in this role
Excellent communication and presentation skills. ability to distill complex analytics into clear, persuasive narratives for both internal stakeholders and external counterparties
Ability to thrive in a fast-paced, deal-driven environment with competing priorities and tight turnaround times
5+ years of direct experience in Structured Finance (ABS/MBS), Securitizations, or Private Credit markets is required. Prior experience at an Originator, Asset Manager, Investment Bank, or Rating Agency preferred
Proficiency in advanced excel & programming is required. Hands-on experience in Python & SQL is critical for success in this role
Deep expertise in building and maintaining structured credit cash flow models - waterfalls, triggers, tranche structures, and collateral analysis
Ability to build and automate analytical workflows, data processing pipelines, model runs, and reporting tools using Python
Foundational understanding of statistical methods (logistic/linear regression, classification, machine learning) to enhance collateral analysis and inform forward-looking risk assessments
Builder's mentality - someone who doesn't just use existing tools but actively seeks to improve how the team works by introducing new technologies, frameworks, and AI-driven efficiencies
Detail-oriented with strong organizational skills and a proactive, ownership-driven mindset

Nice to have

5+ years of direct experience in Structured Finance (ABS/MBS), Securitizations, or Private Credit markets is required.
Prior experience at an Originator, Asset Manager, Investment Bank, or Rating Agency preferred

Compensation

$200,000.00 - $250,000.00

Company info

Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance.
What We're Looking For
The Quantitative Strategies Group (QSG) at Cross River is seeking a Vice President, Portfolio Management to join its growing team. The team sits within the Capital Solutions Group (CSG) and serves as a centralized function for investment intelligence and quantitative decision making across investment, structuring, and portfolio management initiatives.
Cross River builds the infrastructure behind the world's most innovative financial products.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all.
Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance.
to build the financial infrastructure that expands access and opportunity for all.

Equal opportunity

Cross River is an Equal Opportunity Employer.

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This listing is sourced directly from Cross River's careers page and normalized into a canonical job model.