Peoplesbank
Loan Officer - McPherson-Main
McPherson, Kansas
Sponsorship not specifiedDetected 16 days ago
CommunicationProblem SolvingTime Management
About the role
- This will also include reviewing lending applications to independently evaluate, authorize, and/or recommend the approval of consumer, agricultural and commercial lending products.
- The Loan Officer is additionally responsible for preparing any necessary loan documentation in order to comply with bank policies and loan regulations.
- Occasional additional hours outside of regular bank service hours to complete tasks.
Responsibilities
- Job descriptions are not intended as and do not create employment contracts.
Requirements
- Ability to speak effectively and communicate clearly
- The employee is regularly required to type throughout the day
- The employee is regularly required to use hands to type and maneuver a mouse
- Required regular work attendance on Saturdays.
- Ability to deal with a variety of variables under only limited standardization.
- Ability to add, subtract, multiply and divide in all units of measure using whole numbers and common fractions.
- Ability to communicate clearly INTENT AND FUNCTION OF JOB DESCRIPTIONS Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected.
- Bachelor's degree in Business, Finance, or related field highly preferred
Compensation
- Well constructed job descriptions are an integral part of any effective compensation system.
Benefits
- However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
Company info
- Evaluate application data to advise potential borrowers on the bank's commercial, agricultural or consumer loan products best suited for their needs and the needs of their business
- Assist customers with completion of initial lending applications; review submitted applications for accuracy and completion and request additional information or detail as needed
- Verifies information and financial history provided; acquires borrowers' credit reports from major credit reporting bureau(s)
- Examines application and creditworthiness of potential borrower; determines or makes recommendations regarding approval or denial/modification of requested loan
- Approves or, when outside pre-approved lending limits, refers loans to management for analysis and approval
- Ensures loan agreements are completed according to policy; calculates and explains payment schedules
- Explains different lending and credit options and bank products to potential and current clients
- Maintains credit and lending records and files
- Maintains a robust referral network among the local banking community, with builders, real estate agents, and other related businesses
Apply directly at Peoplesbank →Create a free account for alerts like thisView Peoplesbank immigration profile
This listing is sourced directly from Peoplesbank's careers page and normalized into a canonical job model.